Factors that Affect Au Small Finance Bank Credit Card EMI

  • Outstanding amount:The principal is the Au Small Finance Bank Credit Card outstanding amount that you avail from the lender or bank. It is directly proportional to your other EMIs - lower outstanding  will lower your monthly EMi instalments and vice versa.
  • Rate of interest- The rate of interest at which the lender offers you the Au Small Finance Bank Credit Card outstanding amount . It is also directly proportional to the value of Au Small Finance Bank Credit Card outstanding amount EMIs.
  • Tenure- The tenure is the time within which you repay Au Small Finance Bank Credit Card outstanding amount. The tenure is inversely proportional to Au Small Finance Bank Credit Card outstanding amount EMIs - longer tenure makes the monthlyAu Small Finance Bank Credit Card instalments cheaper and vice versa.

Things to consider that affect the Au Small Finance Bank Credit Card EMI:

  1. Income Levels
  2. Stability of Income
  3. Vehicle or car type 
  4. Credit History( loan repayment history)
  5. Employment Status for Salaried
  6. Business Longevity for Self-employed 
  7. Relationship with Lender or banker
  8. Category of Your Employer
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