Factors that Affect IDFC Bank home loan

  • Principal- The principal is the IDFC Bank home loan amount that you avail from the lbank or ender. It is directly proportional to EMIs you have on your name - lower principal of IDFC Bank home loan  will lower your monthly instalments/EMI and vice versa.
  • Rate of interest- The rate of interest for IDFC Bank home loan  is the rate at which the lender/bank offers you the IDFC Bank home loan. It is also directly proportional to the value of your other type of loan EMIs.
  • Tenure- The tenure is the time within which you repay your IDFC Bank home loan. The tenure is inversely proportional to your other types of loan EMIs - longer tenure for IDFC Bank home loan makes the monthly instalments easy to repay and vice versa.


  • Allahabad Bank