Other HDB Financial Services useful links

  1. Documents Required for HDB Financial Services Auto Loan
  2. Eligibility Criteria for HDB Financial Services Auto Loan
  3. EMI Calculator for HDB Financial Services Auto Loan
  4. Interest Rates HDB Financial Services Auto Loan
  5. Application process for HDB Financial Services Auto Loan

Factors that Affect HDB Financial Services Auto loan

  • Principal- The principal is the HDB Financial Services Auto loan amount that you avail from the lender or banker. It is directly proportional to your other EMIs - lower principal of loan will lower your monthly instalments and vice versa.
  • Rate of interest- The rate of interest is the rate at which the lender or banker offers you the HDB Financial Services Auto loan. It is also directly proportional to the value of your HDB Financial Services Auto loan EMIs.
  • Tenure- The tenure is the time within which you repay your HDB Financial Services Auto loan. The tenure is inversely proportional to your other loan EMIs - longer tenure makes the monthly installments or EMI amount cheaper and vice versa.

Things to consider that affect the HDB Financial Services Auto loan:

  1. Income Levels
  2. Stability of Income
  3. Vehicle or car type 
  4. Credit History( loan repayment history)
  5. Employment Status for Salaried
  6. Business Longevity for Self-employed 
  7. Relationship with Lender or banker
  8. Category of Your Employer



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