Other IDBI Bank useful links

  1. Documents Required for IDBI Bank Auto Loan
  2. Eligibility Criteria for IDBI Bank Auto Loan
  3. EMI Calculator for IDBI Bank Auto Loan
  4. Interest Rates IDBI Bank Auto Loan
  5. Application process for IDBI Bank Auto Loan

Factors that Affect IDBI Bank Auto loan

  • Principal- The principal is the IDBI Bank Auto loan amount that you avail from the lender or banker. It is directly proportional to your other EMIs - lower principal of loan will lower your monthly instalments and vice versa.
  • Rate of interest- The rate of interest is the rate at which the lender or banker offers you the IDBI Bank Auto loan. It is also directly proportional to the value of your IDBI Bank Auto loan EMIs.
  • Tenure- The tenure is the time within which you repay your IDBI Bank Auto loan. The tenure is inversely proportional to your other loan EMIs - longer tenure makes the monthly installments or EMI amount cheaper and vice versa.

Things to consider that affect the IDBI Bank Auto loan:

  1. Income Levels
  2. Stability of Income
  3. Vehicle or car type 
  4. Credit History( loan repayment history)
  5. Employment Status for Salaried
  6. Business Longevity for Self-employed 
  7. Relationship with Lender or banker
  8. Category of Your Employer



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