Other Wishfin loans useful links

  1. Documents Required for Wishfin loans Auto Loan
  2. Eligibility Criteria for Wishfin loans Auto Loan
  3. EMI Calculator for Wishfin loans Auto Loan
  4. Interest Rates Wishfin loans Auto Loan
  5. Application process for Wishfin loans Auto Loan

Factors that Affect Wishfin loans Auto loan

  • Principal- The principal is the Wishfin loans Auto loan amount that you avail from the lender or banker. It is directly proportional to your other EMIs - lower principal of loan will lower your monthly instalments and vice versa.
  • Rate of interest- The rate of interest is the rate at which the lender or banker offers you the Wishfin loans Auto loan. It is also directly proportional to the value of your Wishfin loans Auto loan EMIs.
  • Tenure- The tenure is the time within which you repay your Wishfin loans Auto loan. The tenure is inversely proportional to your other loan EMIs - longer tenure makes the monthly installments or EMI amount cheaper and vice versa.

Things to consider that affect the Wishfin loans Auto loan:

  1. Income Levels
  2. Stability of Income
  3. Vehicle or car type 
  4. Credit History( loan repayment history)
  5. Employment Status for Salaried
  6. Business Longevity for Self-employed 
  7. Relationship with Lender or banker
  8. Category of Your Employer



  • Allahabad Bank
      Apply OnlineDocuments RequiredEligibility CriteriaFactors Impacting EMIInterest RateEMI Calculator