Factors affecting HDB Financial Services business loan EMI :

Loan amount – This is the amount which a borrower decides to take from the bank in the form of a loan. Higher the HDB Financial Services business loan amount, higher will be the EMI.

Rate of interest – This is the interest charged on the borrowed loan amount. Lower theHDB Financial Services business loan interest rate, lower the EMI.

Loan Tenure – This is the time period for which you take a loan. Longer the Business Loan tenure, lower will be the EMI. Longest loan tenure available across banks in India is 5 years, subject to borrower’s current age and retirement age.


Things to consider that affect the HDB Financial Services business loan:

  1. Income Level of business
  2. Stability of revenue, balance sheet
  3. Business type 
  4. Credit History( loan repayment history of business)
  5. Relationship with Lender or banker
  6. Category of Your Business

  • Allahabad Bank

Instant Personal, Car, Education, Home, Business Loan up to ₹ 50,000 - ₹ 50 Lakhs